The Impact of Deregulation on the Retail Banking Industry: Can the Small Bank Compete?

Tony L. Henthorne, University of Southern Mississippi

Abstract

Degregulation of the retail banking industry has given rise to questions concerning the relative importance of various marketing mix variables in the acquisition of market share. Additionally, the role of the smaller retail bank in a deregulated and openly competitive environment is questioned. A conclusion of this research is that the smaller banking institutions may have reason for concern in this new environment.