Date of Award

Spring 2026

Degree Type

Honors College Thesis

Academic Program

Finance BSBA

Department

Finance, Real Estate, and Business Law

First Advisor

Srinidhi Kanuri

Advisor Department

Finance, Real Estate, and Business Law

Abstract

Municipal bond exchange-traded funds (ETFs) provide diversified exposure to state and local government bonds through a single tradable security. They also provide interest that is usually exempt from federal income tax. This thesis examines 31 investment-grade and 3 high-yield municipal bond ETFs from April 2015 to February 2025 and compares them with three passively managed broad-market bond ETFs: BND (investment-grade bonds), SCHR (Treasury bonds), and JNK (high-yield corporate bonds). Using tracking error, volatility, and returns across the pre-COVID, COVID, and post-COVID periods, the results show that municipal bond ETFs—especially high-yield funds—have higher tracking errors, greater volatility, and more variable returns than these passive bond ETFs. Investment-grade municipal (muni) ETFs are more stable but still exhibit higher tracking errors and volatility than BND and SCHR. In contrast, the passive broad-market ETFs remain much more stable and track their benchmarks closely because they hold bonds that trade more frequently and have greater price transparency.

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